Personal Finance
Financing options for personal expenses, home improvements, vehicles, education, debt consolidation and other eligible needs.
Explore Personal LoansWISECHOICE FINANCIALS
Financial Solutions Built Around Your Goals
Whether you're planning a major personal expense, investing in your business or exploring financing opportunities internationally, we're here to help you understand your options.
Explore financing starting from $4,999, with advertised rates starting from 5.2%, subject to product availability, eligibility, underwriting and applicable terms.
All applications are subject to review. Approval and financing terms are not guaranteed.
OUR FINANCING SOLUTIONS
Explore Your Financing Options
Discover solutions for individuals, registered businesses and international applicants.
Business Finance
Explore financing for working capital, business expansion, equipment, commercial vehicles and other eligible business needs.
Explore Business Finance
International Financing
International enquiries may be reviewed with the assistance of local lending and financial partners, subject to regional availability and applicable requirements.
International EnquiriesWHY WISECHOICE FINANCIALS
Guidance Throughout Your Financing Journey
Personalised Review
We consider the financing purpose and information provided to help assess potentially suitable options.
Clear Information
Applicants can review applicable rates, charges and conditions before making a financing commitment.
Business & Personal Solutions
A broad range of financing categories for eligible individuals and registered businesses.
International Enquiries
Enquiries from outside the United States can be considered through applicable local financing arrangements.
HOW IT WORKS
A Straightforward Enquiry Process
01
Choose Your Financing
Explore the financing categories and select the option relevant to your needs.
02
Submit an Enquiry
Complete the initial application with your contact information and intended financing purpose.
03
Application Review
Your enquiry is reviewed and additional information may be requested where appropriate.
04
Review Your Terms
If suitable financing is available, review the proposed conditions and costs before proceeding.
CUSTOMER SUPPORT
Questions About Your Financing Options?
Our team can assist with general enquiries, application guidance and information about the next steps.
Phone: 800-308-4923
US Applications: applications@wisechoicefinacial.org
International Enquiries: int_funding@wisechoicefinacial.org
Support hours: Monday–Friday, 9:00 AM–5:00 PM Pacific Time.
Contact Us
Take the Next Step Towards Your Financial Goals
Tell us about your financing needs and our team will review your initial enquiry.
Important Financing Information
Advertised financing amounts starting from $4,999 and interest rates starting from 5.2% are subject to the relevant product, eligibility, underwriting and applicable terms. These figures do not constitute an offer or guarantee of approval.
Due diligence and underwriting fees may apply. Applicable charges and repayment conditions should be reviewed before accepting financing. International financing is subject to local partner arrangements and regional requirements.