Financing Eligibility
Understand the general requirements considered when reviewing personal and business financing enquiries.
Personal Financing Eligibility
Applicants seeking personal financing may be assessed based on factors such as:
- Being of the legal age required to enter into a financing agreement in the relevant jurisdiction.
- Maintaining a verifiable residential address.
- Providing valid and accurate contact information.
- Having a legitimate and clearly stated financing purpose.
- Demonstrating an ability to meet the proposed repayment obligations.
- Completing any required identity and financial verification.
Business Financing Eligibility
Businesses seeking financing may be assessed based on factors such as:
- Being a legally registered business where registration is required.
- Providing verifiable business contact and operating information.
- Identifying the intended purpose of the financing.
- Providing relevant business and financial documentation when requested.
- Demonstrating the ability to meet the proposed repayment obligations.
- Meeting any applicable security or collateral conditions.
Credit History
We do not publish a universal minimum credit-score requirement. Credit history may be considered alongside other relevant information, depending on the financing product and applicable assessment requirements.
Applicants with adverse credit histories may still submit an enquiry for consideration. However, submitting an application does not guarantee approval.
Income and Repayment Ability
Applicants may be asked to provide information or documentation demonstrating their income, cash flow or other relevant financial circumstances. The assessment will depend on the financing requested and the applicable requirements.
Collateral and Security
Some financing arrangements may require collateral or other forms of security. Requirements depend on the financing product, amount requested, applicant circumstances and final underwriting decision.
International Applicants
International enquiries may be reviewed through local lending and financial partners in jurisdictions where suitable arrangements are available and legally permitted.
Eligibility, documentation, currency, interest rates and financing conditions may differ by country. International financing agreements are subject to the applicable local partner's terms and legal requirements.
Documents That May Be Requested
Depending on your application, you may be asked to provide documents such as:
- Proof of identity.
- Proof of residential or business address.
- Income or employment verification.
- Business registration documents.
- Relevant financial statements or business records.
- Collateral or asset documentation, where applicable.
Do not send sensitive identity documents, bank passwords, banking login credentials or verification codes through ordinary email. If documents are required, an appropriate secure submission method will be provided.
Financing Amounts
Financing is advertised from $4,999. The amount ultimately available depends on the product, applicant circumstances, underwriting assessment and applicable jurisdiction.
Important Notice
These are general eligibility considerations, not a guarantee that an application will be approved. Final eligibility and financing conditions are determined following the applicable review and verification process.
Submit an Enquiry
If you believe your financing needs may be suitable, you can submit an initial enquiry for review.