Business Loans
Financing options for businesses looking to manage operational expenses, pursue new opportunities and support their next stage of growth.
Financing to support your business objectives
Businesses face different financial demands at every stage. Whether you are managing day-to-day commitments or planning a major investment, the right financing arrangement may help you move forward with greater financial flexibility.
Operational Funding
Explore financing for eligible operating expenses, supplier payments and other business commitments.
Growth and Expansion
Consider funding for business development, additional locations, new markets and expansion projects.
Business Investment
Financing may be considered for eligible equipment, assets, infrastructure and strategic investments.
A financing approach built around business needs
- Financing options for eligible registered businesses.
- Funding considered for a range of business purposes.
- Individual assessment of business circumstances.
- Clear disclosure of applicable rates, fees and conditions.
- No early repayment penalties under the stated programme terms.
Business Financing from $4,999
Eligible business financing starts at $4,999. Advertised interest rates start from 5.2%. Your actual rate and approved amount depend on the financing product, assessment, location and applicable conditions.
The proposed financing structure, fees and repayment obligations will be explained before you commit.
Start a Business ApplicationWhat can business financing support?
The intended use of funds is considered as part of the application assessment. Eligible purposes may include:
Working Capital
Manage eligible short-term operating needs and maintain cash flow for ordinary business activities.
Equipment and Assets
Finance qualifying machinery, tools, technology, vehicles and other business assets.
Expansion Projects
Support eligible projects involving additional capacity, premises, new markets or business development.
Invoices and Receivables
Explore financing arrangements connected to eligible outstanding business invoices and receivables.
Commercial Property
Consider financing for eligible commercial property purchases, improvements or related investments.
Other Business Needs
Other legitimate business financing purposes may be considered depending on the product and assessment.
Who may apply?
Business financing enquiries are open to registered businesses seeking funding for legitimate commercial purposes.
Registered Business
The applicant must provide the registered business name and relevant business details.
Business Information
Information about business operations, financial position, requested funding and intended use may be required.
Repayment Capacity
The assessment may consider business income, existing obligations, cash flow and the ability to meet repayments.
How to request business financing
Submit Your Enquiry
Provide your registered business name, contact details, requested amount and intended financing purpose.
Business Assessment
Your enquiry is reviewed. Additional business or financial information may be requested where necessary.
Review Your Financing Terms
If conditionally approved, review the proposed amount, interest rate, fees, repayment schedule and any security requirements before accepting.
Business financing solutions
Explore other financing categories that may better match your company's specific requirements.
Small Business Finance
Financing options for eligible small and growing businesses.
Explore Small Business FinanceWorking Capital
Funding options for eligible day-to-day business requirements.
Explore Working CapitalEquipment Finance
Financing for qualifying machinery, tools and equipment.
Explore Equipment FinanceBusiness loan FAQs
What types of businesses can apply?
Registered businesses may submit enquiries. Eligibility depends on the business, financing purpose, location and assessment requirements.
What can a business loan be used for?
Depending on the product, eligible uses may include working capital, expansion, equipment, vehicles, assets, invoices and commercial property-related expenses.
What is the minimum financing amount?
Eligible business financing starts at $4,999. The amount available depends on the application and assessment.
What interest rate applies?
Advertised rates start from 5.2%. The actual rate depends on the financing product, business assessment, location and final terms.
Will collateral be required?
Collateral or additional guarantees may be required depending on the financing product, amount and assessment.
Are there additional fees?
A due diligence and underwriting fee may apply. Its amount and payment timing depend on the financing terms and will be disclosed before you commit.
Can a business repay early?
There are no early repayment penalties under the stated programme terms. The final agreement will explain the applicable repayment arrangements.
How long does an initial response take?
We aim to respond to initial enquiries within 1–3 business days. Further assessment and document requests may affect the overall application timeline.
Find the Right Financing for Your Business
Tell us about your business and funding requirements. Our team will review your enquiry and explain the next steps.