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Personal Financing

Medical Finance

Access financing options that may help you manage eligible medical expenses and planned healthcare costs with greater flexibility.

Medical Loan
Healthcare Financing

Financial support for eligible medical expenses

Medical expenses can arise unexpectedly or as part of a planned treatment. Medical finance may provide an additional way to manage eligible costs, subject to application review and approval.

Planned Procedures

Explore financing for eligible planned procedures, treatments and other healthcare-related expenses.

Unexpected Medical Costs

Consider financing options when an unexpected healthcare expense places pressure on your available funds.

Flexible Financing Assessment

Your requested amount, financial circumstances and repayment ability are considered during the application assessment.

Potential Benefits

How medical finance may help

  • Financing options for eligible healthcare expenses.
  • Opportunity to spread an approved expense over scheduled repayments.
  • Clear information about applicable interest and fees before commitment.
  • Personalised assessment based on your circumstances.
  • No early repayment penalty under the stated programme terms.

Financing from $4,999

Eligible personal financing starts at $4,999. Advertised interest rates start from 5.2%, but the rate offered depends on the loan product, assessment, applicable terms and location.

The amount, rate, fees and repayment arrangements will be explained before you decide whether to proceed.

Start an Application
Eligibility

Who may apply?

Applicants must provide accurate information so their request can be assessed. Meeting the general criteria does not guarantee approval.

Personal Applicants

Applications are open to individuals seeking financing for eligible medical or healthcare-related expenses.

Financial Assessment

We may consider your income, existing financial commitments, requested amount and ability to meet repayments.

Supporting Information

Additional information or documents may be requested to understand the purpose and circumstances of your application.

Important: Medical finance is subject to eligibility, affordability checks, applicable laws and final approval. Do not delay urgent medical treatment while waiting for a financing decision.
Application Process

How to get started

01

Submit an Enquiry

Provide your contact information, requested amount and a brief explanation of your financing needs.

02

Application Review

Our team reviews your enquiry and may contact you for additional information or supporting documents.

03

Review Your Offer

If conditionally approved, review the proposed rate, fees, repayment schedule and other applicable conditions.

Frequently Asked Questions

Medical finance FAQs

What medical expenses can be considered?

Eligible expenses may include planned procedures, treatment costs and other healthcare-related expenses. Eligibility depends on the circumstances and applicable financing terms.

How much can I apply for?

Personal financing starts at $4,999. The amount you may qualify for depends on your application and assessment.

What interest rate will I receive?

Advertised rates start from 5.2%. Your actual rate may differ depending on the product, assessment, location and final terms.

Is approval guaranteed?

No. Every application is subject to review, affordability assessment and applicable eligibility requirements.

Are there additional fees?

A due diligence and underwriting fee may apply. Its amount and payment timing depend on the financing terms and will be disclosed before you commit.

Can I repay early?

There are no early repayment penalties under the stated programme terms. Your final agreement will explain the applicable repayment arrangements.

Explore Your Medical Financing Options

Tell us about your financing needs. Our team will review your enquiry and explain the available next steps.