Our Application Process
A straightforward process designed to help you explore financing options with clarity and confidence.
Step 1: Choose Your Financing Option
Explore our personal and business financing options and identify the product that best matches your needs.
Step 2: Submit an Initial Enquiry
Complete the relevant online application with your contact information, requested financing amount and intended purpose. Ensure that the information you provide is accurate.
Step 3: Application Review
Our team reviews your initial enquiry to determine whether your request may be suitable for further assessment. We may contact you to clarify information or request additional details.
Step 4: Verification and Underwriting
Applications that progress may be subject to identity, business, financial and other relevant verification checks. Additional documentation may be requested through an appropriate secure channel.
Step 5: Review Your Financing Offer
If your application receives conditional approval, the applicable financing terms will be provided for your review. These may include the approved amount, interest rate, repayment schedule, fees, collateral requirements and other conditions.
Step 6: Complete the Required Conditions
Depending on the financing arrangement, you may need to provide outstanding documents, complete verification or satisfy applicable underwriting requirements. Any Due Diligence and Underwriting Fee will be explained before payment is required.
Step 7: Agreement and Disbursement
Once all applicable conditions have been satisfied and the financing agreement has been accepted, funds may be disbursed in accordance with the agreement.
Step 8: Repayment
Repayments must be made according to the schedule and payment instructions stated in your financing agreement. Contact the relevant lending team promptly if you anticipate difficulty making a payment.
Important Information
Submitting an enquiry does not constitute approval or a commitment to provide financing. All applications are subject to review, verification, applicable laws and final financing terms.
How Long Does the Process Take?
Initial enquiries are generally reviewed within 1–3 business days. The full assessment and funding timeline varies depending on the financing product, verification requirements, jurisdiction and completeness of the application.
Ready to Get Started?
Choose the application that matches your financing needs.