800-308-4923 | Monday - Friday, 9:00 AM - 5:00 PM Pacific Time

LEGAL INFORMATION

Privacy Policy

Learn how personal information may be collected, used, shared and protected when you visit our website or submit a financing enquiry.

YOUR PRIVACY

How We Handle Personal Information

WiseChoice Financials respects the privacy of website visitors and individuals submitting financing enquiries.

This Privacy Policy describes how Wise Choice Financial LLC and relevant service providers may process information in connection with website activities and financing enquiries.

Different privacy laws may apply depending on your location, the relevant financing service and the parties involved.

Last updated: November 2026. This notice should be reviewed against actual data processing practices and applicable jurisdiction-specific requirements before final legal approval.

DATA COLLECTION

1. Information We Collect

The information collected may depend on how you interact with our website and the nature of your enquiry.

Personal Contact Information

Information may include your name, email address, telephone number and residential address.

Financing Enquiry Information

We may receive information about your requested financing amount, intended use of funds, preferred repayment arrangements and related circumstances.

Business Information

Business enquiries may include company details, contact information, business addresses and relevant financial information.

Application Information

Additional information may be requested where necessary for application assessment, verification or related purposes.

Communications

We may receive information included in emails, contact forms, correspondence and other communications you choose to send.

Technical Information

Website systems may process technical information such as IP addresses, browser details, device information and website activity.

DATA PROCESSING

2. How We Use Information

Personal information may be used for purposes connected with enquiries, application handling, website administration and legal obligations.

Customer Enquiries

  • Responding to questions and requests.
  • Reviewing preliminary financing information.
  • Communicating about application progress.
  • Requesting relevant supporting information.

Financing Assessment

  • Considering eligibility information.
  • Coordinating relevant application reviews.
  • Supporting appropriate verification activities.

Website Administration

  • Maintaining website functionality.
  • Investigating technical issues.
  • Protecting against misuse or fraud.
  • Improving website performance and usability.

Legal and Administrative Purposes

  • Maintaining appropriate records.
  • Handling complaints and disputes.
  • Meeting applicable legal obligations.

Where UK GDPR or another applicable data protection law requires identification of a lawful basis for processing, the relevant basis must be established and disclosed for each applicable processing purpose.

INFORMATION DISCLOSURE

3. Sharing Personal Information

Submitting an enquiry does not constitute unrestricted permission to disclose personal information.

Information may be shared where appropriate for a legitimate purpose and where a lawful basis or other applicable legal requirement permits it.

Relevant Financing Partners

Information may be shared with relevant financing providers or partners where necessary for a requested service and legally permitted.

Service Providers

Service providers may support website hosting, communications, administration or other operational activities.

Professional Advisers

Relevant information may be disclosed to authorised legal, accounting or professional advisers where appropriate.

Legal Requirements

Information may be disclosed where required by applicable law, valid legal process or relevant regulatory obligations.

For international enquiries, information may also be shared with relevant parties in the applicable jurisdiction, subject to appropriate legal requirements.

INTERNATIONAL PRIVACY

4. International Information Transfers

Financing enquiries may involve individuals, service providers or financing arrangements located in different countries.

Where personal information is transferred internationally, applicable data protection requirements must be considered.

Depending on the circumstances, international transfers may require specific safeguards, contractual arrangements or other recognised legal mechanisms.

Before finalising this notice, the company should verify which countries receive personal data, the recipients involved and the applicable international transfer safeguards.

INFORMATION SECURITY

5. Protecting Personal Information

Personal information should be handled using appropriate administrative, technical and organisational measures based on the nature of the information and applicable requirements.

No electronic transmission or storage system can be guaranteed completely free from security risks.

Secure Communication

Sensitive information should be provided only through appropriate and authorised communication channels.

Access Controls

Access to personal information should be limited to authorised individuals with an appropriate business need.

Data Handling

Information should be handled in a manner consistent with relevant privacy and security obligations.

Do not submit passwords, online banking credentials, payment card PINs or unnecessary sensitive documents through ordinary email or general website enquiry forms.

DATA RETENTION

6. How Long Information Is Retained

Information may be retained for periods reasonably necessary to respond to enquiries, handle applications, maintain records, resolve disputes and meet applicable legal obligations.

The appropriate retention period may vary depending on the information, processing purpose and applicable law.

Information should not be retained indefinitely without an appropriate justification.

The company must establish its actual retention periods or retention criteria before final approval of this Privacy Policy.

WEBSITE TECHNOLOGIES

7. Cookies and Similar Technologies

Websites may use cookies and similar technologies to support essential functionality, remember preferences and understand usage.

The specific cookies used by WiseChoice Financials must be confirmed through a review of the website's configuration.

Visitors can generally manage or delete cookies using their browser settings.

YOUR DATA RIGHTS

8. Your Privacy Rights

Depending on your location and applicable law, you may have rights relating to the processing of your personal information.

Access

You may have the right to request access to certain personal information held about you.

Correction

You may have the right to request correction of inaccurate or incomplete information.

Deletion

In some circumstances, you may have the right to request deletion of personal information.

Restriction or Objection

Applicable law may provide rights to restrict or object to certain processing activities.

Withdrawal of Consent

Where processing is based on consent, you may have the right to withdraw that consent.

Data Portability

In certain circumstances, applicable law may provide a right to receive or transfer personal information.

Privacy requests may require appropriate identity verification. Legal exceptions or retention obligations may affect the outcome of a request.

EXTERNAL SERVICES

9. Third-Party Websites and Services

This website may contain links to external websites or services operated by third parties.

Those services may operate under their own privacy notices, terms and data protection practices.

Visitors should review the relevant third-party privacy information before providing personal data.

AGE CONSIDERATIONS

10. Children's Privacy

The website's financing enquiry services are intended for adults and are not directed towards children.

If you believe a child has submitted personal information through this website, please contact us so the matter can be reviewed.

POLICY UPDATES

11. Changes to This Privacy Policy

This Privacy Policy may be updated to reflect changes in services, processing practices or applicable legal requirements.

Material changes should be communicated where required by law.

PRIVACY ENQUIRIES

12. Contact Information

For questions about this Privacy Policy or to submit a privacy-related request, use the contact information below.

WiseChoice Financials

Legal business name: Wise Choice Financial LLC

Address:
3558 Round Barn Blvd. #200
Santa Rosa, CA 95403
United States

Telephone:
800-308-4923

Email:
applications@wisechoicefinacial.org

Submitting a Privacy Request

When contacting us, explain the nature of your request and provide sufficient information to identify the relevant enquiry or communication.

Please do not send passwords, banking credentials or unnecessary sensitive documents through ordinary email.

Contact Us

The legal business details above have been retained from the existing Privacy Policy supplied for this website. They must be verified against the company's current registration and operating details.

IMPORTANT INFORMATION

Additional Privacy Disclosures

This Privacy Policy provides general information relating to the website and financing enquiries.

Additional notices may be required for specific financing products, application processes, countries or regulatory requirements.

Where a separate privacy notice applies to a particular service, that notice should be reviewed alongside this policy.

NEED ASSISTANCE?

Questions About Your Privacy?

Contact WiseChoice Financials if you have questions about this policy or the handling of information submitted through our website.

Contact Us