Compare Financing Options
Explore different financing solutions and identify an option that may suit your personal or business needs.
Personal Financing Options
Our personal financing options are designed around different borrowing needs. Availability and final terms depend on the applicant's circumstances and applicable requirements.
| Financing Option | Typical Purpose | Key Consideration |
|---|---|---|
| Personal Loans | General personal expenses and planned purchases. | Repayment affordability and intended use. |
| Secured Personal Loans | Personal financing supported by eligible collateral. | Asset ownership and security requirements. |
| Unsecured Personal Loans | Personal borrowing without pledged collateral. | Financial circumstances and repayment ability. |
| Debt Consolidation | Combining eligible existing debts. | Total cost compared with existing obligations. |
| Home Improvement Finance | Renovations, repairs and property improvements. | Project cost and repayment affordability. |
| Vehicle Finance | Purchasing an eligible personal vehicle. | Vehicle value and financing conditions. |
| Emergency Finance | Unexpected personal expenses. | Urgency and ability to meet repayments. |
| Medical Finance | Eligible healthcare-related expenses. | Verified costs and financing suitability. |
| Education Finance | Tuition and eligible education expenses. | Education costs and repayment arrangements. |
| Adverse Credit Finance | Financing enquiries from applicants with adverse credit histories. | Overall financial circumstances and affordability. |
Business Financing Options
Business financing solutions address different operating, investment and expansion requirements.
| Financing Option | Typical Purpose | Key Consideration |
|---|---|---|
| Business Loans | General business financing requirements. | Business performance and repayment ability. |
| Small Business Finance | Supporting eligible small businesses. | Business operations and financial records. |
| Working Capital | Day-to-day operating expenses and cash flow. | Operating cycle and cash flow requirements. |
| Business Expansion | Growth, new locations and increased capacity. | Expansion plans and projected performance. |
| Equipment Finance | Purchasing machinery, tools and business equipment. | Equipment value and intended business use. |
| Commercial Vehicle Finance | Vehicles used for business operations. | Vehicle suitability and business requirements. |
| Asset Finance | Acquiring eligible business assets. | Asset valuation and security arrangements. |
| Invoice Finance | Accessing funds against eligible outstanding invoices. | Invoice quality and debtor payment arrangements. |
| Commercial Property Finance | Purchasing or refinancing eligible commercial property. | Property valuation and financing conditions. |
Understanding Rates and Costs
Financing is advertised from $4,999, with interest rates starting at 5.2%. These are starting figures, not guaranteed terms. Your actual rate, approved amount, repayment schedule and applicable fees will depend on the assessment and final financing agreement.
A Due Diligence and Underwriting Fee may apply. Any applicable fee and other charges will be explained before you are required to proceed.
Which Option Should You Choose?
Consider the purpose of your financing, the amount required, your repayment ability and whether collateral may be involved. Compare the total cost of each available offer rather than focusing only on the monthly payment.
You can use our Loan Calculator to explore illustrative repayment scenarios.
Important Information
This comparison is a general guide, not a promise that every listed product is available to every applicant. Product availability, eligibility, rates, fees and terms are subject to review and applicable legal requirements.
Start Your Application
Select the application that matches your financing needs.